Auto Enrolment

At Willow Financial Solutions we specialise in Auto Enrolment (work place pensions) to ensure that our employers understand the process, what is involved, scheme implementation and are compliant on an on-going basis

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Financial Advice

Willow Financial Solutions Ltd is a team of professional, independent financial advisers based in Stoke-on-Trent. We also have advisers in Bridgnorth Shropshire. We provide comprehensive financial advice locally throughout Staffordshire, Shropshire and across the country to individual and corporate clients.

Our financial advisers are authorised by the Financial Conduct Authority (FCA) to advise and arrange many forms of financial services including pensions, investments, mortgages, protection and trust / estate planning. At Willow Financial Solutions Ltd we offer our clients clear, no-jargon advice on a wide range of financial products and services that are suited to our clients’ personal circumstances in order to allow them to achieve their long term financial goals. We pride ourselves on building long term relationships with our clients.

Auto Enrolment

Auto Enrolment was introduced in October 2012. Every employer who employs at least one eligible employee needs to ensure that they have a qualifying pensions scheme in place by their staging date, which is determined over the next 2 years by their PAYE number.

This is a complex subject and additional work for employers.

Our aim is to ensure that our employees understand their duties and comply with the regulatory legislation. This can be achieved with various levels of service agreed on an individual basis from setting up the scheme to providing an on-going administration service.

Retirement Planning

Can you afford to retire on the basic State pension?

We all have plans and dreams of how we want our retirement to look, but how realistic are those goals.

At Willow Financial Solutions Ltd our aim is to help change those retirement dreams into reality with realistic, holistic financial planning.


“ I can say without hesitation that had it not been for Becky holding our hand through the process it would have been a disaster.

Becky has also provided advice on the type of scheme to establish for my local church which is facing the challenge of auto-enrolment. As always her advice was excellent and I wish her every success with her new venture. She comes highly recommended!”

Mark Anderson

Executive Director, Servosteel

We contacted Willow Financial Solutions for help and advice on our workplace pension scheme. Becky Aston showed us the different pension providers available to us to meet the criteria set by The Pension Regulator and the benefits to each and every one. Having chosen our pension provider Becky was there throughout the whole process guiding us through the various stages in getting our pension scheme up and running. Becky was very approachable, extremely helpful and always on hand to answer any questions we had as a company or if any of our employees needed things explaining.

Sandra Parton

Company Secretary, Premier Electrical Wholesalers Ltd

What you need to consider


Who needs to be automatically enrolled?


Use of phased contributions


Ongoing regulation and legislation


Pension Provider


How much will it cost?


Certification basis / pensionable earnings


Postponement period


Payroll integration


Employee questions